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Life insurance is a financial product that pays a sum of money to a named beneficiary or their estate at the death of an insured individual.

NC Insurance wants to introduce to you Ms. Margaret D. Shelton. Margaret received her Life Underwriter Training Council Designation on July 1,1989. She has been an independent life and health insurance professional for last 12 years. She is a hard worker, which you may have noticed substituting at our Pasquotank County School system. She has also worked at our local FoodLion for the past 16 years here in Elizabeth City, NC. Ms. Shelton is about her business and is in the business of "Peace of Mind."

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance. "Suze Orman" 


Term Life insurance may be appropriate for young families with low cash flow and high protection needs, for consumers whose protection needs are temporary, or to supplement permanent life insurance. No cash value is associated with this policy.

Whole Life insurance is designed to protect you and your loved ones throughout your entire life. Premiums are set at a fixed amount throughout the time of the policy.  This type of policy builds cash value!

Universal Life insurance provides both premium flexibility and death benefit flexibility allowing to you adjust your policy according to your life insurance needs. With this type of policy, you can change the face-value amount at any time.


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